PENGARUH LITERASI KEUANGAN DAN MODAL SOSIAL TERHADAP INKLUSI KEUANGAN MASYARAKAT USIA PRODUKTIF DI SUMBAWA

Indonesia

Authors

  • Hanifah Sri Nuryani Universitas Teknologi Sumbawa
  • Rani Israfiani Universitas Teknologi Sumbawa

DOI:

https://doi.org/10.37673/jmb.v4i2.1302

Keywords:

Financial literacy, Social Capital, Financial Inclusion, Productive Age People

Abstract

The purpose of this study was to analyze the effect of financial literacy and social capital on the financial inclusion of productive age people in Alas sub-district, Sumbawa district. The method used is quantitative with a research sample of 100 respondents obtained by purposive sampling method. The data obtained was processed using data analysis techniques consisting of Research Instrument Test, Classical Assumption Test, Multiple Linear Regression Analysis, Hypothesis Testing and Coefficient of Determination Test through the Statistical Package for the Social Sciences (SPSS) version 16.0 software. The results of the analysis in this study indicate that (1) Financial literacy has a positive and significant influence on the financial inclusion of people of productive age in Alas sub-district, Sumbawa Regency. (2) Social capital has a positive and significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency. (3) Financial literacy and social capital together have a significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency.

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Published

2021-10-31

How to Cite

Hanifah Sri Nuryani, & Rani Israfiani. (2021). PENGARUH LITERASI KEUANGAN DAN MODAL SOSIAL TERHADAP INKLUSI KEUANGAN MASYARAKAT USIA PRODUKTIF DI SUMBAWA: Indonesia. Jurnal Manajemen Dan Bisnis, 4(2), 35-42. https://doi.org/10.37673/jmb.v4i2.1302