PENGARUH LITERASI KEUANGAN DAN MODAL SOSIAL TERHADAP INKLUSI KEUANGAN MASYARAKAT USIA PRODUKTIF DI SUMBAWA
Indonesia
DOI:
https://doi.org/10.37673/jmb.v4i2.1302Keywords:
Financial literacy, Social Capital, Financial Inclusion, Productive Age PeopleAbstract
The purpose of this study was to analyze the effect of financial literacy and social capital on the financial inclusion of productive age people in Alas sub-district, Sumbawa district. The method used is quantitative with a research sample of 100 respondents obtained by purposive sampling method. The data obtained was processed using data analysis techniques consisting of Research Instrument Test, Classical Assumption Test, Multiple Linear Regression Analysis, Hypothesis Testing and Coefficient of Determination Test through the Statistical Package for the Social Sciences (SPSS) version 16.0 software. The results of the analysis in this study indicate that (1) Financial literacy has a positive and significant influence on the financial inclusion of people of productive age in Alas sub-district, Sumbawa Regency. (2) Social capital has a positive and significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency. (3) Financial literacy and social capital together have a significant influence on the financial inclusion of productive age people in Alas sub-district, Sumbawa Regency.
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