Jurnal Manajemen dan Bisnis 2021-12-25T04:04:30+07:00 Hartini,SE,.M.M Open Journal Systems <p>Jurnal Manajemen dan Bisnis (JMB) merupakan sarana publikasi ilmiah yang bertujuan untuk memberikan pengetahuan dan wawasan mengenai pengembangan manajemen dan bisnis di Indonesia. JMB diterbitkan oleh Fakultas Ekonomi dan Bisnis, Universitas Teknologi Sumbawa setiap 6 bulan. Setiap Bulan April dan Oktober.</p> Analisis Kinerja Keuangan Dengan Metode Rgec Pada Bank Umum Syariah Periode 2017-2020 2021-12-15T11:37:54+07:00 Ria Angela Kasih <p><em>financial performance can describe the conditions and prospects of banking in the future, so that it can be a positive signal for investors to invest in banking. The purpose of this study is to analyze the financial performance of Islamic Commercial Banks listed on the Indonesia Stock Exchange in 2017-2020. Data analysis used the RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) method. This research method uses descriptive with quantitative approach. The collection of documentation data from the annual financial reports through the Indonesia Stock Exchange website and the websites of each bank in 3 banks was taken based on the saturated sampling technique. Based on the results of the study, it shows that the financial performance of Islamic banks listed on the IDX is seen from the Risk Profile, namely by analyzing financing risk with the NPF ratio in the good category and liquidity risk analysis with the FDR ratio in the good enough category, Good Corporate Governance in the good category, Earnings in very good category, and Capital in</em><em> the very good category.</em></p> 2021-12-15T00:00:00+07:00 Copyright (c) 2021 Ria Angela Kasih Pengaruh Persepsi Risiko, Kemudahan, Dan Kepercayaan Konsumen Terhadap Keputusan Pembelian Secara Online Di Tengah Pandemi 2021-12-15T12:15:43+07:00 Indah Nuratna Sari Fendy Maradita <p><em>Due to social restrictions during the pandemic, almost all students make online transactions on several e-commerce sites to meet their own needs. This study aims to analyze the effect of perceived risk, convenience, and consumer trust on online purchasing decisions in the midst of the COVID-19 pandemic on Sumbawa University of Technology students. The method used is an associative approach with a sample of 100 respondents obtained by non-probability sampling using purposive sampling technique. The software used in this research is SPSS 20.0. The results in this study indicate that the risk perception variable has a negative and significant effect on online purchasing decisions. Ease has a positive and significant effect on online purchasing decisions. consumer trust has a positive and significant effect on online purchasing decisions. Perceptions of risk, convenience and consumer trust have a simultaneous effect on online purchasing decisions.</em></p> 2021-12-25T00:00:00+07:00 Copyright (c) 2021 Indah Nuratna Sari, Fendy Maradita Pengaruh Rasio Keuangan Terhadap Nilai Perusahaan Pada Perusahaan Sektor Infrastruktur Utilitas Dan Transportasi Periode 2017-2019 2021-12-15T11:48:05+07:00 Rizkika Astari Hartini <p><em>The purpose of this study was to determine the effect of the liquidity ratio (current ratio), solvency ratio (debt to equity ratio) and the ratio of profitability (return on equity) to firm value (price earning ratio).The sample in this study were 15 infrastructure, utility and transportation companies listed on the BEI. This study used panel data regression analysis with data collection using the documentation method in the form of data from financial statements. The data obtained is processed using panel data regression analysis techniques through software eviews 9.The results of this study are (a) the current ratio has a significant effect on the price earning ratio (b) the return on equity has a significant effect on the price earning ratio, and (c) the debt to equity ratio has an effect but not significant on the price earning ratio.</em></p> 2021-12-25T00:00:00+07:00 Copyright (c) 2021 Rizkika Astari, Hartini Strategi Komunikasi Pemasaran Pariwisata Di Desa Wisata Rhee Loka Kabupaten Sumbawa (Studi Kasus Desa Wisata Pantai Gelora) 2021-12-15T11:27:31+07:00 Rauhun Hidayat Reza Muhammad Rizqi <div id="tw-target-text-container" class="tw-ta-container F0azHf tw-nfl" tabindex="0"> <pre id="tw-target-text" class="tw-data-text tw-text-large tw-ta" dir="ltr" style="text-align: left;" data-placeholder="Translation"><span class="Y2IQFc" lang="en">This study aims to determine the Tourism Marketing Communication Strategy in <br />Rhee Loka Tourism Village, Sumbawa Regency with a qualitative descriptive research <br />method that intends to understand Gelora Beach Tourism Marketing. This study uses <br />primary data types with purposive sampling method and data analysis techniques Data <br />Reduction (Selection / Driver), Data Presentation and Conclusion Drawing. Based <br />on the results of research which states that Gelora beach tourism has <br />infrastructure facilities such as lodging provided, tourism performances and <br />promotion of tourist objects, improving tourist facilities, and the community as <br />well as in the management of tourist attractions. If there are strengths and <br />opportunities, they will reduce weaknesses and keep threats away. With the use <br />of methods to develop appropriate and appropriate Gelora beaches so that they <br />cancompete with tourist attractions in the Sumbawa area and also in <br />West Nusa Tenggara.</span></pre> </div> <div id="tw-target-rmn-container" class="tw-target-rmn tw-ta-container F0azHf tw-nfl"> <pre id="tw-target-rmn" class="tw-data-placeholder tw-text-small tw-ta" dir="ltr" style="text-align: left;" data-placeholder=""> </pre> </div> 2021-12-15T00:00:00+07:00 Copyright (c) 2021 Rauhun Hidayat, Reza Muhammad Rizqi Pengaruh Word Of Mouth, Persepsi Risiko Dan Picturial Warning Terhadap Minat Beli Konsumen 2021-12-15T12:06:20+07:00 Andri Lis One Ardhani Putri Reno Kemala Sari <p><em>This study aimed </em>to analyze the effect of word of mouth, risk perception<em>, and pictorial warning on consumers </em>buying interest in cigarettes in <em>the Sumbawa Regency. This research used quantitative methods. The sample in this study was obtained using a non-probability sampling technique totaling 100 respondents. The data obtained were processed using SPSS version 16. The results in this study indicated that (1) the word of mouth variable has a significant effect on buying interest. (2) the risk perception variable does not affect </em>and is not significant on buying interest. (3) the pictorial warning variable <em>does not affect and is not significant on buying interest</em></p> 2021-12-25T00:00:00+07:00 Copyright (c) 2021 Andri Lis One Ardhani, Putri Reno Kemala Sari Pengaruh Literasi Keuangan, Kontrol Diri Dan Lingkungan Teman Sebaya Terhadap Perilaku Konsumtif Mahasiswa 2021-12-15T11:01:00+07:00 Kurnima Lukmanul Hakim <p><em>This study aims to examine whether there is an influence between financial literacy, self-control, and peer environment on consumptive behavior in overseas students of the Sumbawa Technology University from the 2017, 2018, 2019, and 2020. This study uses quantitative methods. The sample used in this study amounted to 91 people or respondents obtained using a probability sampling method with a simple random sampling technique. The instrument used is a questionnaire and the type of data is primary which is obtained from the results of filling out the questionnaire with a 4-point Likert scale measurement. The data obtained were processed using classical assumption testing, hypotheses and multiple linear regression analysis with the analytical tool used was SPSS. The results of this study indicate that the Financial Literacy variable has no influence on the consumptive behavior of students and the Self-Control and Peer Environment variables have an influence on the consumptive behavior of students.</em></p> 2021-12-15T00:00:00+07:00 Copyright (c) 2021 Kurnima, Lukmanul Hakim